Recently in Insurances Category

Understanding Your Engagement Ring in a Rhode Island Divorce Proceeding!

| 0 Comments | 0 TrackBacks

Engagement rings in Rhode Island Divorce proceedings are not typically a source of contention between the spouses.   Typically an engagement ring is not considered a marital asset. Therefore it is not subject to the Rhode Island family court's power of equitable distribution (i.e. power to divide the marital portion of assets between the divorcing parties).  In fact, the vast majority of cases where the wife's engagement ring is seriously debated occurs usually when the engagement ring has a substantial value and something changed about to the ring after the marriage.

The theory is understandable.  A marriage is a contract though it is seldom seen in that light by the parties.  For instance, when a man asks a woman to marry him and offers an engagement ring, the ring is the consideration for one contract.  In that case, the man is asks the woman to marry him and offers the ring to essentially "seal the deal" so to speak.  However, it then falls to the woman to decide if she will say "yes" and accept the offered ring.  If the woman says "yes" and accepts the offered ring, then a contract has been formed.  The man has made and offer and in return for that offer has asked for a promise that she will marry him and an acceptance of the ring.

Let's assume that the man no longer wants to marry the woman and changes his mind.  The man has now broken the engagement contract.  If he demands the ring back, the woman has no obligation to return the ring so long as she has still been prepared to marry the man and hold up her end of the "bargain."

However, if the woman no longer wants to marry the man and changes her mind, she is obligated to return the ring because she has broken their engagement contract and she is generally not allowed to profit from her own breach of the engagement contract which is exactly what would occur if she were to break the engagement contract AND keep the man's offered ring as well.  If it were otherwise, this would lead to women accepting men's proposals just to get the ring and not because they even intended to marry the man and simply tell the man she has changed her mind shortly thereafter and keep the ring.

When a marriage occurs, it is a separate and distinct contract made at the time of the ceremony where both parties perform as they promised rather than simply exchanging an offer for a promise.  In that case the wedding rings themselves seal that contract of marriage as well as the promises they make to each other for the duration of the marriage. 

Therefore, if nothing happens to the engagement ring during the marriage, it should be considered pre-marital or at least non-marital in nature because it existed and belonged to the woman before the marriage contract was formed.  Thus, it should not be within the power of the Rhode Island Divorce and Family Court to distribute it.  It was the woman's property before the marriage and simply wearing the ring during the marriage does not make it marital in nature.

The issue arises when something happens to the ring during the marriage.  Consider for example that a stone in the ring becomes chipped and as a result it loses value.  Let's say that marital income from either the husband, wife or both is used to purchase homeowner's insurance.  Now, if an insurance claim is made for the damage to the ring and funds received from that claim are used to replace that stone (i.e. diamond, etc. . ) now, marital funds have been used to repair or replace a part of the ring.  Once marital funds are used in any way on the ring, the previously pre-marital ring now is commingled with marital income (which is a marital asset) and they now convert the character of the ring from pre-marital to marital.

Other arguable examples that would change the ring to a marital character are:

1)  Adding new stones using marital income.
2)  Fixing the setting using marital income.
3)  Pledging the ring as collateral for something marital being purchased as a couple.

Authored By:

  Christopher A. Pearsall
Money Making Entrepreneur and Attorney-at-Law
70 Dogwood Drive, Suite 304
West Warwick, RI 02893

Call (401) 632-6976 Now for your low-cost consultation.
from
Rhode Island's Most Affordable Divorce & Family Law* Attorney
now
100% Digital and Virtual!

Copyright 2008.  Christopher A. Pearsall, Internet Entrepreneur and Attorney-at-Law

*The Rhode Island Supreme Court licenses all attorneys in the general practice of law.
Pearsall.net | AttorneyPearsall.com | Rhode Island Divorce Tips | ChristopherPearsall.com | GuaranteedWealth.com
| Rhode Island Divorce Attorney | Rhode Island Divorce Lawyer | Chris Pearsall
| Legal Scholar | Pearsall Law Associates | Rhode Island Divorce Attorneys | Rhode Island Divorce Lawyers | TheModernMom.com| WholesaleQuiltBatting.com | Mesothelioma-Cancer-Articles.com

Rhode Island Divorce - Medical Bills and Medical Expenses in Divorce

| 0 Comments | 0 TrackBacks

Rhode Island Divorce Question:

I am a mother who was awarded placement of my son, Theodore, by a Rhode Island family court judge at a hearing on Temporary Allowances.  The judge also ordered that while we sort out the entire divorce I am responsible for 1/2 of Theodore's medical bills and my husband is responsible for the other half.

After the order, Theodore got sick and I took him to the doctors and he was given a regimen of antibiotics.  I tried to explain to the doctor's office and the pharmacy that my husband had to pay half by the court order in our Rhode Island Divorce but they both made me pay the full co-pay for the appointment and prescription. 

I called my husband and told him he needed to pay me back half of the amounts I paid for our son per the divorce court's order.  He asked me to send him copies of the doctor's receipt and prescription receipt.  I sent him  the copies a week later.  I've waited another week now and I haven't received a dime from my husband.

Theodore has two follow-up  appointments coming up.  I just can't be footing the bill for all of this money up front.  What is going on?  How is this supposed to work?

Rhode Island Divorce Tip:

Your situation is an understandable one.  You are certainly not alone.  Many mothers and fathers who have placement of their minor children by a Rhode Island Divorce Court order find themselves in this situation.

Typically, the placement parent has the children and is the primary caretaker of the children.  As a result, parents often respond instinctively.  Parents don't typically pull out there divorce file and all the Orders that may be in it in order to analyze what they should do.  In fact, the thought of a parent doing that when his or her child is sick is somewhat absurd.

What a placement parent will do is to take the child to the doctor and get the child his or her medicine, just like you have done! 

Placement has its benefits.  As the placement parent, you have the benefit of being the person to be the primary caretaker of your child and have a substantial influence on their upbringing.  You often have the benefit of child support, and medical coverage or a medical financial contribution from the parent with visitation.  In the end, if you are the placement parent, you are very likely to get the tax deductions for the minor children in your care if the court makes such an order.

The point of explaining this to you is to help you understand that what you have describing is one of the small detriments that comes with being a placement parent.  It is usually referred to as "presentment". 

As the placement parent, typically it is the expectation that you pay for the medical costs upfront and then send copies as proof of payment to the other spouse so that (in this case) he has proof of the costs and can pay his 1/2 of the legitimate expenses that you have paid and a reasonable time to pay his (or her) share.

Providing the copies of the actual bills that have been paid and that the other parent is required to pay some portion of is known as "presentment". 

Typically courts will allow thirty (30) days as a reasonable presentment period (amount of notice by sending copies of the actual bills that that placement parent paid) to give the other parent the opportunity to make payment.

It should be noted that this is only a rule of thumb, that judges have discretion in this regard, and the amount, ages of the bills ,and the ability to verify the bill may all come into play.

In this case it is reasonable to allow thirty (30) days after the non-placement parent receives the proof of the bills for the non-placement parent to make payment pursuant to the Rhode Island Family Court's order.

Please note that this assumes that the information in the question is accurate.  Each person's situtation is different and other factors may affect the response to this question if the questioner has left out pertinent facts.

* The Rhode Island Supreme Court licenses all lawyers in the general practice of law and has no procedure for recognition of specialty in any area of law.

Authored by:

Christopher A. Pearsall, Esquire
PEARSALL LAW ASSOCIATES
571 Pontiac Avenue
Cranston, RI  02910
Phone:  (401) 354-2369

NOTE:  The postings on this website are NOT legal advice, DO NOT create an attorney/client relationship and are NOT a substitute for a detailed consultation with an attorney experienced in the state where you have your legal issue.  This site is presented for the convenience of the internet public.

Rhode Island Divorce Lawyer: Orders to Heed - Part 1

| 0 Comments | 0 TrackBacks

One tip your Rhode Island Divorce Lawyer may overlook is advising you in advance of filing a complaint for divorce is explaining to you the Rhode Island Family Court's Automatic Orders.

Automatic Orders - What are they?

Automatic Orders are just that, Orders of the Court carrying the full authority of law that apply to every divorce case filed in the Rhode Island Family Courts . The Automatic Orders are contained in an official form called, not surprisingly, Automatic Orders, that must be served upon the Defendant with the Plaintiff's Rhode Island Divorce Complaint, Summons and other accompanying documents that depend upon the factual circumstances of your specific case.

Who is bound by the Automatic Orders in a Rhode Island Divorce case?

Both the plaintiff and defendant (thus, both spouses) n a Rhode Island Divorce are bound by the Rhode Island Family Courts Automatic Orders.

What is the purpose of the Automatic Orders in a Rhode Island Divorce case?

There is no specifically stated purpose for the Automatic Orders of the Rhode Island Family court that anyone could direct you to and Rhode Island attorneys practicing in the area of divorce and family law may differ slightly about the phrasing of the purpose of the Automatic Orders, yet I believe the general principle can be summed up as "status quo".

The Automatic Orders substantially prohibit any significant changes in financial circumstances by either party, at least to the extent that such changes are in the party's control.  For example, neither party may change beneficiaries on life insurance policies or transfer or encumber property that is owned either individually or jointly.

The consistent statement and argument that I have personally heard used most both by Rhode Island Divorce and family law attorneys as well as judges is that the purpose of the court's Automatic Orders is to preserve the status quo between the parties.

Ultimately, the court doesn't want the parties playing games with the finances or items such as insurances, etc... that may adversely affect the other spouse during the divorce proceeding and therefore, unless the Automatic Orders are specifically modified by a motion presented to, and granted by the family court, the best rule of thumb is to continue managing all financial, asset and debt matters as it had been the parties' practice to do during the course of the marriage.

Visit http://ww.ChristopherPearsall.com for More Helpful Rhode Island Divorce Tips

And Discover Valuable Rhode Island Divorce Information

PLUS . . . enjoy detailed Rhode island Divorce Information at Rhode Island Divorce Tips Blog

Recent Entries

Rhode Island Divorce - When are the Court's Automatic Orders Binding!
Once you sign your Rhode Island Divorce Complaint . . . you are bound!  What do I mean, right? Under…
Rhode Island Divorce - The Confusing DR-6 Financial Form
If you're in a Rhode Island Divorce proceeding you'll be introduced to a form known as the DR-6.  This form…